021 4845525 | sales@aaaprotection.ie

What is Gap Insurance?

What type of vehicles does Gap cover?

Do you only cover new vehicles?

When should I take out the GAP policy?

What is included in the Bundle package?

Can the bundle package be bought seperately to the Gap or do they have to be purchased together?

How do I make a claim?

Can I cancel my policy?

I bought my car from a private individual – can I still have GAP insurance?

Does GAP replace my comprehensive policy with my existing insurer?






Answers

What is Gap insurance?

This insurance will pay the difference between the Market Value (Car Sales Guide Retail Value) at date of loss (as a result of accidental damage, fire or theft) and the original net invoice price of your insured vehicle or any outstanding finance, which ever is the greater. The purchase price is the price the customer paid for the insured vehicle, as confirmed by the Net Invoice Selling Price (Return to Invoice) or Hire Purchase, within the period of the policy or the amount required to settle the Finance Agreement (Finance GAP).

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What type of vehicles does Gap cover?

Gap Insurance covers cars and light commercial vehicles up to a maximum weight of 3.5 tonnes. All vehicles cannot be over ten years old or have a maximum value exceeding €90,000

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Do you only cover new vehicles?

No, we cover both new and used vehicles

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When should I take out the GAP policy?

You must take out the policy within 30 days of the purchase of your vehicle

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What is included in the Bundle package?

The Bundle package includes Tyre Key and Excess insurance. These are described in detail on the services page

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Can the bundle package be bought seperately to the Gap or do they have to be purchased together?

Both the Gap and the Bundle can be bought either individually or as a package. One important point is if you do choose to buy Gap and Bundle as a package, they must be for the same period of time. Eg. you cannot purchase a 2 year Gap with a 3 year Bundle.

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How do I make a claim?

Upon registering, you will be given a claim telephone number. Full details on how to claim can be found in the policy booklet under section “Claims Procedure”. You will need to tell us within 60 days of your total loss occurring.

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Can I cancel my policy

Yes, you will have a cooling off period to reconsider your puchase

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I bought my car from a private individual – can I still have GAP insurance?

No, your vehicle must be purchased from a dealer in order for it to be eligable for GAP or Bundle Insurance

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Does GAP replace my comprehensive policy with my existing insurer?

No, GAP insurance is added on to your existing insurance policy. You must already have fully comprehensive insurance to take out a GAP policy

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    Quick Facts

- We cover both new and used cars

- We cover vehicles up to 10 years old

- We cover vehicles to the value of €90000

- We cover for a duration of 2 or 3 years



 
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